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**Effective Date: January 7, 2026**

This Privacy Policy explains how [Your Full Name] (operating as a sole proprietorship under the business name [Your Business Name, if applicable]), located in Toronto, Ontario, Canada (“we,” “us,” or “our”), collects, uses, discloses, and protects your personal information when you visit our website [yourwebsite.com] (the “Website”), contact us, or engage our consulting and management services.

We are committed to protecting your privacy and handling your personal information in accordance with Canada’s **Personal Information Protection and Electronic Documents Act** (PIPEDA) and applicable provincial laws. As a sole proprietorship in Ontario, PIPEDA applies to our commercial activities, including any interprovincial or cross-border handling of personal information.

If you have questions about this Privacy Policy or our privacy practices, please contact us using the details in the “Contact Us” section below.

#### 1. Personal Information We Collect
Personal information is any information about an identifiable individual, such as your name, email address, phone number, or other details that can identify you.

We may collect personal information in the following ways:

– **Information You Provide Directly**:
– When you fill out a contact form, inquiry form, or newsletter subscription on our Website (e.g., name, email address, phone number, company name, or message details).
– When you communicate with us via email, phone, or in-person consultations (e.g., details shared during service discussions).
– When you engage our consulting or management services (e.g., business details, contact information, or other information necessary to provide services).

– **Information Collected Automatically**:
– Usage data through cookies and similar technologies (e.g., IP address, browser type, device information, pages visited, time spent on pages, and referring website).
– We use essential cookies for Website functionality and analytics cookies (e.g., via Google Analytics) to understand how visitors use our Website.

We do not collect sensitive personal information (e.g., health data, ethnic origin, or financial details) unless directly relevant to providing our services and with your explicit consent.

#### 2. How We Use Your Personal Information
We collect and use personal information only for purposes that a reasonable person would consider appropriate. These include:

– Responding to your inquiries or requests for information.
– Providing consulting and management services, including scheduling, delivery, and follow-up.
– Sending newsletters, updates, or promotional materials (only with your consent; you can unsubscribe at any time).
– Improving our Website and services (e.g., through analytics).
– Complying with legal obligations or protecting our rights.

We obtain your consent for these uses, either expressly (e.g., opting in to newsletters) or impliedly (e.g., when you provide information to request services).

#### 3. Disclosure of Personal Information
We do not sell your personal information. We may disclose it only in limited circumstances:

– To service providers who assist us (e.g., web hosting, email services, analytics providers like Google). These providers are contractually required to protect your information and use it only for the services they provide to us.
– If required by law, such as in response to a court order or subpoena.
– In the event of a business transition (e.g., merger or sale), though we would require the recipient to protect your information consistently with this Policy.

Some service providers may be located outside Canada (e.g., in the United States), meaning your information may be subject to foreign laws. We take steps to ensure equivalent protection.

#### 4. Security of Your Personal Information
We implement reasonable safeguards to protect your personal information from loss, theft, unauthorized access, disclosure, copying, use, or modification. These include:

– Administrative measures (e.g., limited access).
– Technical measures (e.g., encryption, firewalls).
– Physical measures (where applicable).

No method of transmission or storage is 100% secure, but we use measures appropriate to the sensitivity of the information.

#### 5. Retention of Personal Information
We retain personal information only as long as necessary for the purposes outlined above or to meet legal requirements. Once no longer needed, we securely delete or anonymize it.

#### 6. Your Rights Under PIPEDA
You have the right to:

– Access your personal information we hold.
– Request correction if it is inaccurate or incomplete.
– Withdraw consent (where applicable), subject to legal or contractual restrictions.
– File a complaint if you believe we have not complied with PIPEDA.

To exercise these rights, contact us using the details below. We will respond within 30 days.

#### 7. Cookies and Tracking Technologies
Our Website uses cookies to enhance your experience. You can manage cookie preferences through your browser settings. For analytics, we use tools like Google Analytics; see their privacy policy for details on opting out.

#### 8. Links to Third-Party Websites
Our Website may contain links to third-party sites. We are not responsible for their privacy practices. Review their policies when visiting.

#### 9. Children’s Privacy
Our Website and services are not directed at children under 13. We do not knowingly collect personal information from children.

#### 10. Changes to This Privacy Policy
We may update this Policy to reflect changes in our practices or legal requirements. The updated version will be posted here with a new effective date. We encourage you to review it periodically.

#### Contact Us
If you have questions, requests, or complaints regarding this Privacy Policy or our handling of your personal information, please contact:

[Your Full Name]
[Your Business Address in Toronto, Ontario]
Email: [your.email@example.com]
Phone: [Your Phone Number]

If we cannot resolve your concern, you may contact the Office of the Privacy Commissioner of Canada at www.priv.gc.ca or 1-800-282-1376.

By using our Website or services, you acknowledge this Privacy Policy.