### Terms and Conditions
**Effective Date: January 7, 2026**
These Terms and Conditions (“Terms”) govern your access to and use of the website [yourwebsite.com] (the “Website”) and any consulting and management services (“Services”) provided by [Your Full Name] (operating as a sole proprietorship under the business name [Your Business Name, if applicable]), located in Toronto, Ontario, Canada (“we,” “us,” or “our”).
By accessing or using the Website or engaging our Services, you agree to be bound by these Terms. If you do not agree, please do not use the Website or engage our Services.
We reserve the right to update these Terms at any time. Changes will be posted here with a new effective date. Your continued use constitutes acceptance of the updated Terms.
#### 1. Use of the Website
– You agree to use the Website only for lawful purposes and in compliance with all applicable laws, including Canadian federal and provincial laws.
– You must not: (a) interfere with the Website’s operation; (b) post harmful, offensive, or infringing content; (c) attempt unauthorized access; or (d) use automated tools to scrape data.
– The Website is provided “as is” and “as available.” We do not guarantee uninterrupted access or error-free operation.
#### 2. Intellectual Property
– All content on the Website (text, images, logos, etc.) is owned by us or our licensors and protected by Canadian and international copyright and trademark laws.
– You may view and download content for personal, non-commercial use only. No other use, reproduction, or distribution is permitted without our written consent.
– Any materials provided during Services (e.g., reports, advice) remain our property unless otherwise agreed in writing.
#### 3. Services
– Our Services are consulting and management advice tailored to your needs, provided on a professional basis.
– Services are described during consultations or in written proposals. We will perform them with reasonable skill and care.
– You agree to provide accurate information and cooperate as needed for us to deliver Services effectively.
– Services are non-exclusive; we may provide similar services to others.
#### 4. Fees and Payment
– Fees for Services will be quoted in advance (e.g., hourly rates, fixed fees, or project-based).
– Payment terms: [Specify, e.g., 50% deposit upfront, balance on completion; or net 30 days].
– All fees are in Canadian dollars and exclude applicable taxes (e.g., HST/GST).
– Late payments accrue interest at [e.g., 1.5% per month].
– Expenses (if any) will be reimbursed with prior approval.
#### 5. No Guarantees
– Our Services provide advice and recommendations based on information provided. We do not guarantee specific results, outcomes, or success.
– You are responsible for decisions made based on our advice.
#### 6. Confidentiality
– We will keep your confidential information private, except as required by law.
– You agree not to disclose our proprietary methods or materials.
#### 7. Limitation of Liability
– To the maximum extent permitted by law, our liability for any claim arising from the Website or Services is limited to the fees paid for the relevant Services.
– We are not liable for indirect, consequential, or punitive damages, including lost profits.
– This applies even if we have been advised of the possibility of such damages.
#### 8. Indemnification
– You agree to indemnify us against claims arising from your misuse of the Website or breach of these Terms.
#### 9. Termination
– We may terminate access to the Website or Services at any time for breach of these Terms.
– Upon termination of Services, you remain liable for unpaid fees.
#### 10. Governing Law
– These Terms are governed by the laws of Ontario and Canada.
– Any disputes will be resolved in the courts of Toronto, Ontario.
#### 11. Miscellaneous
– These Terms constitute the entire agreement between you and us regarding the Website and Services.
– If any provision is unenforceable, the remainder remains in effect.
– No waiver of any term is effective unless in writing.
#### Contact Us
For questions about these Terms:
[Your Full Name]
[Your Business Address in Toronto, Ontario]
Email: [your.email@example.com]
Phone: [Your Phone Number]